CREDIT TRANSFORMATION STARTS HERE
Empower Your Finances. Elevate Your Future.
We Specialize in Identifying and Challenging Inaccuracies on Your Credit Report
While we can't promise to remove every negative item, we strategically leverage consumer protection laws, such as the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), to work on your behalf. With a deep understanding of how credit reporting works—and how it often goes wrong, we've helped many clients successfully remove inaccurate, outdated, unverifiable, and misleading items from their reports.
Our process isn’t just about sending dispute letters. It’s about:
Reviewing your credit profile with expert precision
Targeting the most harmful accounts first
Using factual disputes backed by law
Holding credit bureaus and furnishers accountable to your rights
We’ve helped individuals challenge everything from identity errors to complex charge-offs—and we’re confident in our ability to help you fight for the credit profile you deserve.
Our Action Plan
Enrolling with us means more than just resolving disputes — you gain valuable insight, practical tools, and strategic guidance. You'll receive financial education and practical credit-building tactics to establish a healthier profile.
Nearly 80% of credit reports contain errors. You're entitled to challenge and remove inaccurate or unverifiable items — and we know exactly how to do that. We craft customized dispute letters tailored to your unique credit profile, helping you achieve the best possible results. Trust us — we don’t guess, we strategize.
What Do We Challenge on Your Behalf?
Personal Information, Collections, Charge-Offs, Late Payments, Repossessions, Student Loans, Hard Inquiries, Medical Bills, Bankruptcies, Public Records, Data Furnishers.
Why Choose Next Level Consulting Group?
When you work with Joanna Rogers, you’re working with a board-certified credit consultant who combines in-depth industry knowledge with a commitment to integrity, education, and results.
Certified Expertise: Joanna is a board-certified credit professional with hands-on experience in navigating credit systems and optimizing scores.
In-Depth Credit Analysis: We identify and address inaccuracies, coach you on the credit system, and create a personalized roadmap tailored to your goals.
Real-World Results: From charge-offs to inquiries, we’ve helped countless clients remove harmful items and achieve new financial milestones.
Tailored Credit Solutions: We never use a one-size-fits-all approach. Your file, your plan.
Legal Compliance: We stay current with federal and state credit laws to ensure that every action is fully compliant and effective.
Transparent Process: We keep you informed every step of the way through client portal access, monthly updates, and open communication.
Results That Speak: Many clients experience positive changes in as little as 30 days, while others achieve life-changing improvements over a few months.
Next Level Credit Repair Packages
Select the plan that best fits your needs and seamlessly adapts to support your future growth.
Silver Surge
$450
Kickstart your credit journey with foundational improvements.
Personal Information Cleanup
Unlimited Inquiry Removal
2 Collection Removals
Resources to improve your credit profile
Gold Elevation
$750
Boost your credit and remove key obstacles standing in your way.
Personal Info Cleanup
Unlimited Inquiry Removal
Up to 5 Collection Removals
3-4 Charge-off Removals
3-4 Charge-off Removals
Guidance on improving your credit profile
Up to 6 rounds of dispute (6 months)
Platinum Power
$1,050
Take your credit to the highest level and unlock financial freedom.
Includes everything in Silver Surge
Unlimited Charge-off Removals
Repo Removal
2 Eviction Removals (with documentation)
Late Payment Removal (for 2 accounts)
Credit Rebuilding Guide
Personalized credit strategy
Up to 6 rounds of dispute (6+ months)
The Graduate Package
Student Loan Dispute & Deletion Offered by: Next Level Consulting Group
Student Loan Dispute & Deletion
Offered by: Next Level Consulting Group
This package is designed to help clients remove entire student loan accounts from their credit reports using legal, aggressive, and proven dispute methods. If you're dealing with inaccurate or damaging student loan tradelines and are ready to act, this package is for you.
Advanced Removal
$375
Complete removal strategy for up to 3 student loan tradelines
Elite Full Sweep
$475
Complete removal strategy for up to 10 student loan tradelines, including affidavits, escalation support, and priority handling
Each Additional Tradeline
+$75
For clients with more than 8 student loan
accounts
Additional Credit Repair Services
Click on on which of the credit credit repair service you would like to use to get started. If you would like the option to use more than one, you will be able to add other services on the next screen.
Collection Cleanse
Late Payment Eraser
Inquiry Detox
If you have 1–4 negative accounts, you qualify for our $475 package. Book a call below to learn more!
Frequently Asked Questions
What is Credit Restoration?
Credit restoration is the process of identifying and addressing inaccurate, outdated, or unverifiable information on your credit report. At Next Level Consulting, we work on your behalf to dispute these items with the credit bureaus and creditors, using federal consumer protection laws like the Fair Credit Reporting Act (FCRA). Our goal is to help you improve your credit profile and open the door to better financial opportunities.
Why Trust The Process?
Credit restoration takes time, strategy, and compliance. At Next Level Consulting, we follow a proven, legal process—not shortcuts or quick fixes. We’ve helped countless clients see real results by leveraging the right laws, analyzing credit reports thoroughly, and providing support at every step.
Trusting the process means trusting professionals who know how to fight for your financial success.
How Long Does It Take?
Every credit profile is different, but most clients begin to see progress within 30 to 90 days. Full restoration can take several months, depending on the complexity of your credit report and the number of items being disputed.
Our team provides regular updates and works diligently to keep things moving forward.
What Inaccuracies Can Be Addressed?
We can challenge a variety of questionable items, including:
- Late payments
- Collections
- Charge-offs
- Repossessions
- Bankruptcies
- Judgments
- Inquiries
- Accounts that are outdated, duplicated, or unverifiable.
If any item on your report violates your rights or cannot be verified, we’ll work to have it corrected or removed.
Will My Score Increase?
While no company can guarantee a specific score increase, many clients see significant improvements as inaccurate negative items are removed and their credit history becomes more accurate.
Your score will also benefit from consistent credit-building practices, which we guide you through as part of our service.
OUR CLIENTS SAY
"Within a few months, my credit score jumped over 120 points. they were transparent, responsive, and truly knew what they were doing."
Sophia
Creative Director
"Before working with them, I felt stuck—denied for apartments, credit cards, even jobs. But now, my score is great and I finally feel in control of my future. This wasn’t just credit repair—it was life repair. Thank you so much!"
Mia
Project Manager
"Listen, if you’re on the fence—just do it. My score was trash, and now I’m financing a new car with no co-signer. They broke everything down for me and kept it real the whole time. Best decision I made all year."
Sophia
Creative Director
Mia
Project Manager
Ava
Operations Coordinator